The Wealthy Spirit Insider

    Shark Tank

    Posted on February 29th, 2012 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    59 1/2 – February 29

    “I’ve never been a millionaire, but I just know I’d be darling at it.”—Dorothy Parker

    Here it is February 29th, Leap Day!

    I didn’t have an official Leap Day page in my book “The Wealthy Spirit” so I’m writing a special page today here in my blog.

    If you don’t know about or haven’t been watching the TV show “Shark Tank” on Friday nights on ABC, I totally recommend it! It’s amazing how many powerful business concepts you can pick up just by watching this show. I’ve been telling participants in my workshops and people subscribed to my newsletters to watch it for the last couple of years, and now the sharks are back with their third season.

    It’s a reality show that invites would-be entrepreneurs to bring their best business ideas to the table. These entrepreneurs present these ideas to a Power Panel of business “sharks”… in the hopes of getting funding for their operating or start-up businesses.

    The panel of “sharks” then asks the entrepreneurs hard-hitting, no-nonsense (and often very insightful) questions to get to the bottom of their ideas. Most of these ideas get shot down. But just hearing what these brilliant business sharks have
    to say offers exceptional lessons in business building, especially from a profit perspective. The sharks are venture capitalists. They invest their money in businesses that are going to pay off in big profits. Darlings, it’s all about the money.

    Yes, you want to love your business, and help people, and do good in the world – but what we learn from the sharks is that if you don’t make a nice profit, you aren’t going to be in business for long.

    Each “shark” on the panel is a legend in their industry. The kind of incredibly successful Mentors that most aspiring entrepreneurs would never have access to otherwise.

    For example, one of the Sharks is Mark Cuban, billionaire owner of the NBA Dallas Mavericks. Another is Daymond John. A born entrepreneur, Daymond took a small hat-selling venture and turned it into a billion dollar global fashion industry. He also has interests in over 50 companies around the world, and has written two books. Lori Greiner is the Queen of QVC, turned one idea into a multi-million dollar enterprise and holds more than 350 patents. Kevin O’Leary started in his basement, creating a software company that he later sold for 3.7 billion dollars. And Roger Herjavek lived the classic “rags to riches” story, a son of immigrant parents turning software businesses into the multi-millions of the American Dream.

    All together, there are five business legends with incredible insights into what makes a start-up or struggling business work.

    Just by watching Shark Tank, you’ll get many serious takeaways from these high-level business veterans. When they don’t like the business plan, they’ll say, “I’m out.” Listen to the reasons why, and learn!

    Today’s Affirmation: “I’m making bundles of cash helping others today!”

    Having Fun on Low Budget

    Posted on February 28th, 2012 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    59 – February 28

    “There were times my pants were so thin I could sit on a dime and tell if it were heads or tails.”—Spencer Tracy


    If this is a month you have chosen to be on “Low Budget,” remember that it is just for now, not forever. Make it a game! Your goal each day is to spend as little as possible. How can you have a great time without spending money? You can get the whole family involved—have a prize for the best idea. Here are some suggestions to get you started:

    1. Go shopping in your closet. Create new outfits from all the assorted shirts, skirts, pants, scarves, shoes, belts, and jewelry. Discard anything you haven’t worn in a while and donate it to charity. You’ll be doing good for others and at the same time creating space for more abundance when you get to “High Budget.”
    2. Write a poem, a play, a story, or a song. Draw a picture. Play the musical instrument you haven’t picked up in a while.
    3. Organize a family or neighborhood talent show and encourage everyone to contribute their talent. Create “First Place” Awards for everyone: Each person will be the best in their own unique category (for example, “Best Song by a Blond Girl Scout”).

    (Continued on page 59 of The Wealthy Spirit)

    Today’s Affirmation: “My life is rich in fun and adventure!


    Always remember that being on Low Budget is just for one month.

    Even if you have a long range plan to save for a down-payment on a house, or dig yourself out of debt, it will be too depressing if you think about living on the cheap for too long. If you can be cheerful during your Low Budget days, and know that they aren’t going to last forever, and gee, something great could happen today or tomorrow or next week and you could move up to Medium Budget! – then you’re going to do your positive affirmations with more energy and excitement, aren’t you? And that will have big payoffs in your daily joy and prosperity.

    Whatever budget you’re on, always make sure you are living below your means. Committing to too many ongoing monthly expenses without leaving room for savings, emergencies, or opportunities isn’t going to make you a happy camper when the Homeless-Harry-or-Harriet-You-Might-Become wakes you from a sound slumber when the economy tanks, your child needs an operation, or the family breadwinner loses their job. This past recession has taught that lesson, but has everyone harkened to it? Or will the spending splurge start again immediately?

    Now is the time to plan a better future. While you do that, figure out some low-cost pleasures that are really fun!

    What do you do for fun when you’re on Low Budget?

    Campbell Cash

    Posted on February 27th, 2012 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    58 – February 27

    “Just as a sunbeam can’t separate itself from the sun and a wave can’t separate itself from the ocean, we can’t separate ourselves from one another. We are all part of a vast sea of love; one indivisible divine mind.”—Marianne Williamson


    I invented “Campbell Cash” for my workshops, in order to play a game like the one the cruise line’s “Ship Shape” dollars. I had pretty green coffee mugs made to use as a prize, with dollar signs, hearts, and prosperity affirmations on them.

    I was excited about putting this game into practice at my next workshop. At the first session of the eight-week class, I explained that participants could buy them only with “Campbell Cash” dollars on the last day of the class. They would receive a “Campbell Cash” dollar each time they came to class and each time they did their homework. I would also give out additional dollars from time to time when people had special “wins” or accomplishments in managing or making more money. They needed fifteen of them in order to buy the mug.

    Just as on the cruise ship, people jumped into the game of getting as many “Campbell Cash” dollars as they could. They looked for “wins” in their week that they could share in class, they came to class, and they did their homework. People learned to ask for money—they got very creative and kept asking me, “Do I get a dollar for that?” It built an energy and excitement that carried over throughout the workshop.

    A few people still had some difficulties with the homework, or with asking for a special dollar. What was I going to do if some people didn’t get their fifteen dollars needed to buy the mug on the last day of class? God forbid anyone should leave class without a mug. I was still unsure of the best thing to do when the day of the last class arrived. Looking around the room, I asked everyone to count their dollars. As they added up their total, I saw some people looking proud and happy, and others looking a little sad.

    I asked Linda in the front row how many dollars she had. “Seventeen,” she said proudly. “Congratulations!” I said, “You get a mug!” I turned to Lana sitting next to her and asked how many she had. “Only fourteen,” she said sadly. Without the briefest hesitation, Linda turned to her and gave her a dollar. A ripple of love and wonder thrilled through the room as everyone sighed with happiness and understanding. They knew what to do. The next person had sixteen dollars, got her congratulations, then promptly handed her extra dollar to the man following her who only had fourteen. It continued this way until everyone in the room had enough to win their mug. There was a loving smile on every face, and a tear in every eye. Especially mine. And it has happened like that in every class since.

    Is there someone in your life who needs your dollar in order to get their prize?

    Today’s Affirmation: “I have great abundance in my life and plenty to share with others.”


    What was clear in my class was that each person got one mug for sixteen dollars. If they accumulated more dollars, they still just got one mug. Nobody really had a burning desire for two, three, six, or twelve mugs. The competition spurred them on during the class because it was fun to win, and fun to be acknowledged for their success. If they had dollars left over after redeeming their mug, those extra dollars were now worthless to them. But they were still valuable to the people who didn’t have enough to get a mug.

    No one ever suggested that they would sell their extra dollars, or barter something else in exchange for them. Everyone in the group had bonded over the eight weeks of the class, and everyone wanted everyone else in the group to be successful. People were genuinely delighted that they were able to help someone else get their mug. And it didn’t cost them anything.

    One of the problems in today’s world is that people feel they have to bank endless numbers of dollars because they might need them someday. It doesn’t matter that they have all they need right now, and they’ve got their mug. They’re fearful of the day they might not have it.

    What if they break it or lose it? What if it’s stolen? What if they get old or sick or lose their job and can’t get another one? So they put away money to ensure their future security. But how much is enough? One million dollars? Two million? Six billion? How much money stays out of circulation as a hedge against imagined future disasters? How many people go without their mug while others stockpile mug upon mug upon mug?

    I’d like to live in a society that guarantees every neighbor has at least one mug. Then after that, if especially talented and you want to accumulate more, if you like competitive games, you can go for it. Collect ten or twenty mugs. A garage full of mugs. Knock yourself out.

    It’s fine with me that some people have more than one. It’s just not fine that some have none.

    “Ship Shape” Dollars

    Posted on February 26th, 2012 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    57 – February 26

    “Money won’t make you happy…but everybody wants to find out for themselves.”—Zig Ziglar


    My friend, Korey, and I went on a cruise. We worried about gaining weight, since there was so much scrumptious, abundant food supply on board that we couldn’t believe it. There were about twelve meals per day: Pre-breakfast snack, breakfast, after breakfast snack, mid-morning snack, pre-lunch snack, lunch, after lunch snack, afternoon tea, cocktail hors d’oeuvres, dinner, mid-evening snack…by the time the midnight buffet arrived, I couldn’t get so much as another cracker in my mouth! We decided that we would counter all the food by exercising: Always using the stairs instead of the elevator, making sure to do a lot of walking, dancing in the disco, and going to aerobics class every morning.

    We showed up for aerobics class the first morning bright and early. There was a good crowd at the class and the instructor, Debbie, was energetic and upbeat, so a good time was had by all. Debbie was dressed in a cute yellow Royal Caribbean T-shirt and matching visor. At the end of the hour, she gave each one of us a yellow “Ship Shape” dollar and told us that we would get one at the end of each exercise program on the ship. If we collected ten “Ship Shape” dollars, we could redeem them for a yellow T-shirt and visor just like hers. Everyone’s eyes lit up. A free prize?

    Cruise ship at Santorini

    (Continued on page 57 of The Wealthy Spirit)

    Today’s Affirmation: “I accept rich rewards—and I deserve them!”

    My friend, BJ Gallagher, writes the most delicious books, like Dancing in the Rain, and It’s Never to Late to be What You Might Have Been. She often quotes me, which of course thrills me no end. So it’s time for me to return the favor. Here’s some great information on happiness from her latest book, The Road to Happiness.

    Happiness is Contagious

    Not too long ago, researchers from the Harvard Medical School and the University of California at San Diego made an important discovery—happiness is contagious. Your happiness is influenced not only by the people you know, but also by the people they know. In other words, happiness spreads through social relationships—groups, cliques, teams, clubs, clans, communities, gangs, neighborhoods and families.

    Sadness is contagious, too, but it seems to spread much less efficiently, according to one of the coauthors of the study, Dr. James Fowler, of U.C. San Diego.

    Fowler explains how your happiness is affected by people you don’t even know: “We have known for a long time that there is a direct relationship between one person’s happiness and anothers. But this study shows that indirect relationships also affect happiness. We found a statistical relationship not just between your happiness and your friends’ happiness, but between your happiness and your friends’ friends’ friends’ happiness.”

    Fowler and his colleague, Nicholas Christakis of Harvard, discovered that there are three degrees of separation when it comes to happiness:

    15% – If your friend, family member, or other direct social contact is happy, your probability of happiness increases by 15%.

    10% – If the spouse of your friend, or the boss of your spouse, or some other second-degree social contact is happy, your probability of happiness increases by 10%.

    6%  –  And if the friend of a friend of your best friend, or some other third-degree social contact is happy, your probability of happiness increases by 6%.

    Having more friends will also increase your chance of happiness, but not as much as having happy friends. With regard to happiness, quality seems to be more important than quantity.

    Want more happiness in your life? Hang around happy people.

    –Excerpt from The Road to Happiness: Simple Secrets to a Happy Life

    By Mac Anderson and BJ Gallagher


    Ships Logs

    Posted on February 25th, 2012 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    54 – February 23

    “In any business, there are jobs that are productive and sometimes confrontational, for they test you. And then there is all the other work, none of which earns any money.”—Stuart Wilde


    Wilde is talking about sales. Where there are no sales, there is no money. If you are in business for yourself, it won’t matter how good you are if you don’t have any customers. Getting and retaining customers must be high on your list of daily activities. Otherwise, you aren’t going to be in business for long.

    In my seminar business, if I don’t “send out ships” to get people to attend the workshops, there won’t be anyone in them, and I won’t make any money. End of business. But since this was the most “confrontational” aspect of my work, I found I’d do just about anything else during the day. That’s what paperwork is for—it’s an excuse not to market your business. I’d reach the end of the day and feel like I’d worked hard, but stayed unconscious as to how many sales calls I’d made.

    Then one day, I was complaining to a friend about working too hard and not making enough money. He asked how many sales calls I made each day. I looked at him blankly. “I don’t know, exactly,” I said. He only had to raise his eyebrows and I got the picture.

    (Continued on page 54 of The Wealthy Spirit)

    Today’s Affirmation: “All my beautiful ships are bringing me fabulous money!”

    Seems like I got out of calendar sync, so am published February 23rd’s piece today on the 25th :)

    This is the Ships Log I use. At the beginning of the day I’m going to make calls, I write down how many times I intend to dial the phone, how many conversations I expect to have (instead of leaving messages), how many appointments to meet or talk with someone I will set, how many networking meetings or appointments I have today, and then how many clients I expect to get in the “Target” section of the form. As I make calls throughout the day, I make hatch marks in the “Actual” column.

    If you keep track faithfully, you will know exactly how many phone calls it takes to get a client. Then you multiply your actions to achieve the results you want!


    Posted on February 24th, 2012 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    56 – February 25

    “Do or do not. There is no try.”—Yoda in Star Wars by George Lucas


    Punkin, Corinne’s cat, had just had kittens. Five of the cutest little calico kitties you could imagine. I hadn’t had a pet in years, and had always had dogs. Now I thought it might be fun to have a cat. So, on this bright June afternoon, I visited Corinne, Punkin and the kittens in order to choose one for my own.

    The littlest, scaredy-cat, runt of the litter with the big ears and wide golden eyes was mine the minute I saw her. “She looks like Yoda from Star Wars,” I declared, and that promptly became my kitten’s name. I told Corrine I wanted her, but was going on vacation in a couple of weeks and didn’t want to leave the kitten alone, so could I please leave her there and pick her up after I got home? Corinne thought about this and said okay, but pressed me to make sure I was committed to owning this cat. She wanted to make sure I wasn’t going to change my mind and bail out of the deal at the last minute. I gave her my assurances, but could tell Corinne wasn’t totally convinced.

    I left Corinne’s house and immediately went to the pet store to go shopping for my new kitty! I bought her food bowl, her water dish, some play toys, lots of cat food, a litter box, and a big, carpeted cat tree. After I unloaded all my cat loot at home, I called Corinne.

    “I just spent $150 on my cat,” I told her. “I’m committed!”

    (Continued on page 56 of The Wealthy Spirit)

    Today’s Affirmation: “I relish the commitments I make and keep.”


    There is another kind of commitment – the commitment to your friends. To stand by them, support them and love them, and sometimes to do so publicly.

    My friend, Rhonda Britten, starred in the NBC Emmy Award winning television show Starting Over, in which a number of women with problems to solve and goals to accomplish lived together in a house for several months and received coaching from two or three coaches. Rhonda was terrific and amazingly talented at creating strategies to help these women.

    The second season, one of the coaches was replaced by Iyanla Vanzant, who had made a splash on the Oprah show in the late 90s, but whose own show had failed and she had fallen on hard times. Oprah had Iyanla on her show this week to talk about these problems.

    I had previously enjoyed Iyanla’s appearances on Oprah, but I have not been a fan since she was on Starting Over and treated Rhonda badly. This is what Rhonda had to say about her experience:

    “The Iyanla that I thought I bonded with on the phone was not the Iyanla that showed up to start taping. Iyanla, and this is my perception, walked on the show exhausted, with little to give. She overcompensated with a huge chip on her shoulder that came with a sense of entitlement and yes, what appeared to be a big head (as Oprah astutely asked). Yes, I get that it was just a mask for fear. Yes, I get that she was spinning out of control. Yes, I get that she was trying to protect herself. Yes, I had, and have, deep compassion for her. And on a human level, it was difficult to be the receiver of her rolling eyes, sharp comments and looks of disgust day in and day out.

    “If she could one up me, she did. If she could get more TV time by walking over my coaching moments, she did. If she could mutter under her breath some put down that no one else could hear but me and the audio people, she did.”

    Well, you know, I just can’t be a fan of someone who treated my friend like that.

    Many people asked Rhonda what she felt about Iyanla’s appearance and if she had forgiven her. She wrote about how she felt on her blog at I read her account and marveled at her bravery in discussing it publicly. Some of the people who commented on her blog took her to task for not having forgiven and forgotten, like we should all be saints and forgive regardless of the provocation. I think Rhonda has forgiven Iyanla.

    But I haven’t.

    I know we all struggle from time to time with forgiveness when we’ve been hurt. I find I can more easily forgive those who have hurt me than those who have hurt people I love. I was there when Rhonda cried over the agony of trying to work with Iyanla when she undermined her at every turn, made cutting remarks, tried to assume the lead position and put her down at every opportunity. I remember how Rhonda put all of Iyanla’s bad behavior aside and tried to help her learn the show and gave her organizing cards when she tried to wing it and failed. She never said thank you.

    I’d be more likely to believe in Iyanla’s change of heart if she had made her apology to Rhonda rather than Oprah, who obviously has a cable network and could give Iyanla a TV show. Even then, when Oprah said, “Do you think you had a big head?” her response was to say no, it wasn’t her ego, but God wanted her to go through challenges for her learning. Please. We have challenges because we screw up.

    If she ever reaches out to Rhonda and makes a true apology, my forgiveness of her can begin. Not until then. People can say what they like about that – maybe I’m not all that spiritual after all.  Sometimes Demon Chellie pushes Saint Chellie aside. But I think we’re supposed to be discriminating, and not fall for Sharks in Dolphin’s clothing. Oprah is fond of saying, “When people show you who they are, believe them.” I know you by your actions, not your words. I never met an obnoxious con-man.

    What hurt my friend hurts me. And I require more proof of change than a self-serving apology on an Oprah segment, designed to sell books and another television show.

    My close friends know this: Don’t make the redhead mad.

    Julie and the One Hundred Calls

    Posted on February 23rd, 2012 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    55 – February 24

    “God gives every bird its food, but He does not throw it into the nest.”—Josiah Gilbert Holland


    Julie, a sensational public speaker, hated making her sales calls. She loved speaking and was really good at it. She had valuable lessons to share and wonderful experiences to recount; people loved listening to her and learning from her. But “sending out ships” was hard: Pick up the phone, call strangers who may or may not want to talk to her, get rejected, rebuffed, put off, disconnected…oh, this was not fun at all.

    She knew this was a necessity in her business, however. And it’s a necessity in every business! Until you become known, with so many repeat and referral clients, you have to be out there talking to people. The more you talk to people, the more you become known. You can’t wait for people to discover you and call you—it could be a long wait, and how will you eat and pay your bills in the meantime? Not making phone calls is like standing in the shadows at a party—you know you’re there, but no one else does. You have to pick up the golden phone and smile and dial.

    She made one hundred phone calls over the next two days. And the hundredth call resulted in a speaking engagement for four thousand dollars! That’s her motivation for the next one hundred calls.

    Am I hearing “Yeah, buts” from you now? Are you wondering how this story applies to you if you aren’t in your own business or in sales? Well, how about making one hundred calls to help your boss or your company improve their profitability and see what happens? Or one hundred calls to get a better job? Or one hundred calls to raise funds for your favorite charity?

    What could happen for you in one hundred calls?

    Today’s Affirmation: “I receive tremendous rewards every time I dial the phone!”


    If there’s a problem in a business, the problem is usually in the shipping.

    Not postal service shipping, but “Sending Out Ships” – sales calls, marketing, advertising, etc. People need you! You’ve got to put your hand up, put a sign out, and let people know who you are, what you do, and where you are.

    Here are some samples of ships you can send out:

    Ads online

    Ads in newspapers & magazines

    Ads on television

    Listings in membership directories

    Networking (you’re the ad)

    Give speeches

    Facebook (and don’t just send pitches, be a real friend and contribute to conversations)





    White papers

    Press releases

    Joint ventures



    Web site

    Membership site

    Squeeze page or sales page

    Shopping cart

    Books and ebooks (The Wealthy Spirit was the best brochure for my workshop I ever did)

    Book signings

    Free teleclasses

    Free consultations

    Free samples

    Advertising specialties (pens, t-shirts, coffee mugs, etc.)

    Videos on Youtube



    WOM (word of mouth)

    What else do you do? What works best for you in your business? How do you know what’s working? Are you keeping track of what pays off best?

    How Do You Spend Your Time?

    Posted on February 22nd, 2012 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    53 – February 22

    “Procrastination is the art of keeping up with yesterday.”—Don Marquis


    There are 168 hours in every week. What are you spending your time on? How many hours are you spending on your number one priorities? Sending out ships? Eating? Sleeping? Having fun? How many hours are you spending on income producing activities? List a typical week below:

    # OF HOURS              INCOME

    TYPE OF ACTIVITY:                         PER WEEK:                EARNED:




    Watch TV


    Cultural Activities

    Charitable Activities

    Educational Activities


    Phone Calls-Business

    Phone Calls- Personal

    Computer Time-Business

    Computer Time-Personal



    Other work tasks

    Hobbies, Arts, Crafts


    Relationship Time

    Time with Children

    Household Chores


    Doing Nothing


    If you want to double your income, double the time you spend on income producing activities!

    Today’s Affirmation: “I have all the time in the world to make all the money I desire.”


    February 22nd is my mother’s birthday. Chellie LeNell Livingston Campbell was born in Prentiss, Mississippi on 2-22-22. A kaleidoscope of loving memories surrounds all of us who were privileged to know her: Pecan pie. Apple pie with cheese. Golf. Bridge. Neighborhood parties. Twinkling hazel eyes and a flash of bright red hair. An Everready battery smile and a quick laugh.

    Nell was a giver. She always put everyone else first; so thoughtful that the day after she died a get-well card for a friend was found on her desk – addressed, sealed and ready to be mailed. She was always the first one there in any crisis – the one you could turn to with any problem. You could count on her to be there for love, support, and words of wisdom. She was a Southern Lady in the truest sense who never had a harsh word for anyone (except, perhaps, on the golf course). A woman of strong convictions, she wouldn’t give up what she thought was right, and woe to you if you made the redhead mad!

    Many of her children’s friends thought of her as their second mom. She was a great shoulder to cry on, but she was always the first one to suggest picking yourself up and maintaining a positive attitude. Her watchwords were: “can’t never did” and “you can do anything you put your mind to do”. Her teachings resonate throughout my life.

    She left this world on Memorial Day, 1989. a year before I created and taught my first Financial Stress Reduction® Workshop, 13 years before I wrote my first book. She missed the Information Age, smart phones, the Internet.  She didn’t live to see her grandchildren grow up, graduate from college, get married, or welcome her great-grandchildren into the world.

    Mama Nell’s great grandkids Kara and Maxie

    She was only 67 years old, which seems younger and younger to me each passing year. We love her and miss her and remember and cherish her always.

    A beautiful song from the musical Rent says:

    “525,600 minutes, 525,000 moments so dear. 525,600 minutes – how do you measure, measure a year? In daylights, in sunsets, in midnights, in cups of coffee. In
    inches, in miles, in laughter, in strife.

    In 525,600 minutes – how do you measure a year in the life? How about love? How about love? How about love?

    Measure in love. Seasons of love.”

    Make sure that when you are designing the plan for the time of your life, you give time for love the highest priority. Everything else is survival.

    But love is the only reason to survive.

    Work Hours

    Posted on February 21st, 2012 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    52 – February 21

    “I believe that people who work twelve hours a day should go home with bigger loaves of bread than people who work eight.”—Michael Levine


    No, no, I disagree! I enjoyed a lot of Michael Levine’s Lessons at the Halfway Point, but this one I take exception to. Success cannot be a matter of how many hours of the day you work. At some point—namely twenty-four—we run out of hours. What then?

    Late one evening in the fall of 1985, I was hard at work with running the business management firm I co-owned with two attorneys. We shared office space, and Merv, one of the partners, was working late that night, too. He came by my desk to say good night and I looked up at him in frustration. “There’s so much to do!” I exclaimed. “I could work every hour in the day and never get it all done!”

    Antique clocks at Corfu, Greece

    “That’s right, Chellie,” he said, “Work will expand to fill the time you’re willing to devote to it. At some point, you just have to say, ‘That’s enough’ and go home.”

    I thought about that many times in the next few years as I tried to find how many work hours were “enough” for me. When I was president of the National Association of Women Business Owners Los Angeles Chapter, the first motion I put on the table at the first Board of Directors meeting was this: “I move that there will now be thirty-six hours in every day.” It was seconded in a heartbeat, and passed unanimously, amid riotous laughter.

    Would that we could solve our time-management problems so easily! But even if we could make thirty-six-hour days a reality, we would have the same problems managing our time as we do today. We spin like tops trying to do too much. There is so much to do in the world! We want to do all of it and we want to do it today. I see people on the overwork treadmill every day, and it isn’t pretty. People have the equation wrong—they think more work will equal more money. They look at some successful people who are working twelve-fourteen hour days and mistakenly draw the conclusion if they want to be successful, they will have to work twelve-fourteen hours per day, too. But what they fail to notice is that the successful person isn’t working that many hours because they have to. They’re doing it because they want to—this is their fun! Don’t put more hours in your work—put more fun in your work hours. It’s the passion and drive that’s fun, and that’s what creates success.

    Even if you enjoy work and work a lot, at some point you’re going to run out of hours. Everyone has only twenty-four hours in a day, but we are all making different amounts of money. Bill Gates, Donald Trump and Stephen Spielberg aren’t making more money because they’re spending more time at work than you. They’re making more money because they’re leveraging their time differently. What can you do today to work lighter instead of longer?

    Today’s Affirmation: “The more time off I take, the more money I make.”


    When The Wealthy Spirit was released, I started receiving emails from people around the world who were enjoying the book. What a wonderful blessing of the internet, to receive confirmation that yes, some people were not only buying my book, but getting value from it.

    Since I didn’t know how long the book would be in print and available, or how many people might feel drawn to actually write me, I started saving all the emails in a word file.

    Imagine how fun it was when I received this one:

    Dear Chellie:

    Greetings from Planet E-mail.

    A great friend showed me your Wealthy Spirit book and pointed out that you had quoted me in your fine work. # 52.

    My name is Michael Levine and I am the author of Lessons at the Halfway Point among other books.

    Your Wealthy Spirit is a fine piece of work and you should be very proud.

    Respectfully, I think you missed my point on my works but would love to share the meaning with you on a phone chat.  My website is

    Again, thanks for including me.



    He gave me his phone number, too, so I called him up. He owns a very successful public relations firm and handles a lot of big-time Hollywood clients. This is from his web site: “Throughout its 26 year history, LCO has represented Hollywood’s biggest and most powerful names and brands including Dave Chappelle, Michael Jackson, Bill Clinton, Nike, Playboy, Sean “Diddy” Combs, Suzanne Sommers, Paul Stanley, The Laugh Factory, Prince, David Bowie, Peter Guber, Pizza Hut, George Michael, Cameron Diaz, and hundreds more.”

    Wow. And he wrote me a letter? I was impressed.

    Michael was terrific and down-to-earth when we talked. He let me know that his point in the book was that rewards shouldn’t necessarily be about the number of hours, but that people who are dedicated and work hard to succeed should receive appropriate remuneration for that. I agreed with that and we had a wonderful chat.

    I’ve met some fabulous people and had experiences I never would have had if I hadn’t written this book. This year is the 10th anniversary since it was first published in 2002, and in 2009, my publisher asked me to make some edits, add testimonial blurbs and an updated photo, then re-released it. They were getting some big orders in because of the economic crisis of these last couple of years made my topic quite timely.

    I’m still collecting emails in my word file. Now it’s over 300 pages. I feel very blessed.

    If you haven’t been collecting your compliments and testimonials, start now. If you don’t have the actual notes or letters, just write down what you remember. Whenever you have one of those what’s-the-use-nothing-is-working-life-is-futile days, you can review your collection and remember that you have touched people and made a difference. There’s nothing better for the spirit than that.

    Crime and Punishment

    Posted on February 20th, 2012 in The Wealthy Spirit by chellie

    Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction”

    51 – February 20

    “When I want your opinion, I’ll beat it out of you.”—Chuck Norris


    Have you ever done something you’re ashamed of? Made a bad decision, a blunder which you later regretted?

    There was a time when I was very unhappy with myself. I had done something dumb and the committee inside my head was giving me a very hard time. “You’re so stupid!” the voice said. “How could you have done that?” chimed in another. “You’ll never get ahead if you keep doing things like that” said the third. On and on the committee raged.

    Disgusted with myself, I went to the grocery store, but the litany of inadequacies continued while I shopped. The negative voices had really taken over my consciousness and were punishing me.

    Finished at the store, I drove home and into my parking lot. I got out of the car, opened the back door, and leaned over to grab my brown paper grocery bag. Somehow it had gotten wedged in tight between the floor and the seat and was stuck. Angrily, I tugged and pulled at the bag. All of a sudden the paper bag tore, and the force of my tugging sent my arm flying up, my hand in a fist—and I punched myself in the nose!

    (continued on page 50 of The Wealthy Spirit)

    Today’s Affirmation: “My mind is full of powerful, loving thoughts about myself.”

    Sometimes, I just make myself nuts over things I can’t do anything about. My website went down for 3 days a while back. Picture much wailing and gnashing of teeth.

    I knew I needed some solace and support from my buddies, so I posted on Facebook:

    At 4:00 am this morning, Paranoid Schizo Chellie woke me up, cackling that my web site had disappeared forever and I was doomed. Luckily, I caught her, put her back in lockup, and called forth Angel Chellie again through some powerful affirmations like EGBOK (Every Thing’s Gonna Be OK). Send positive thoughts, please!

    And my darling friends posted back. Here’s a sampling of their wonderful words:

    TaRessa Stovall Your timing is always elegant and divine. Your work is so profound that a web glitch can’t touch your magic. Plus you’ll just turn it into one of your wonderful stories with a powerful lesson at the end! We love you and are sending you rich, prosperous, abundant tech blessings!

    Lorrie Kazan during the Bush adm my brother’s anti-war site disappeared off the internet. we had a field day speculating on that one!

    Dina DiStefano Websites need vacations too! Don’t worry, it will be back soon and fully rested to boot!

    Nancy Barry-Jansson Chellie, I see all glitches resolved & your site back up in no time. In the meantime, enjoy a co-vacation with your site! :o)

    Kathryn Alice Misery loves company, so it’s nice to hear a fellow internet person (one I admire) is also having challenges. We are in Barbados, where the internet/phone situation has been giving us trouble. For some people, bad, but for those whose business runs on internet, REALLY hard. Love & support!

    Orna Walters Everything Is Going To Be Okay! You are Loved.

    Amit Bidwe I am going through your website! (Hoping to see it!)

    Allyn Cioban i remember EGBOK! (and it’s true!!!) sending love and light and good wireless ju-ju! xx

    Joanne P. Stein Phew! Glad to know I’m not the only one with a “paranoid schizo” self as well as an angelic self. EGBOK indeed!!!

    Ah, I felt so much better when I shared my woes and got some love and virtual pats on the back. Did more affirmations, and then to top off my feeling-good-again mood, did a little shopping on the Internet and bought myself another pair of gold & leopard sneakers.

    Ah, Retail Therapy works its wonders again! The web site was back up the next day.