Dear Dolphins,

ChellieCampbell, Professional Speaker and Author of The Wealthy Spirit and Zero to Zillionaire has been teaching Financial Stress Reduction® Workshops since 1990. The Wealthy Spirit was a book-of-the-week on the Doctor Laura Schlessinger radio show and a GlobalNet book-of-the-month selection. She has been quoted in Good Housekeeping, Lifetime, Woman's World, and Essence, and more than 30 popular books.

Tortured and depressed, the young man told me of the pending foreclosure of his home. “My future looks so dim,” he said. “I just don’t think I can build my life and my money back up again. I don’t know what I’m going to do.”

I asked how old he was and he said, “Thirty-six.”

I laughed. Then I explained:

In the dark days of the early nineties, when the housing bubble collapsed and the recession had everyone in its frightening grip, I found myself being forced to file bankruptcy, give my condo back to the bank through foreclosure, and take my wreckage of the past to Alcoholics Anonymous to get sober. I was 46 years old.

Oh, yes, and I owned a bookkeeping service, was president of the Los Angeles Chapter of National Association of Women Business Owners, and taught an 8-week course called “The Financial Stress Reduction® Workshop”.

How humiliating is that??

So what should I have done? Given up? Closed my business? Gotten a “real job”?

Read the article below excerpted from my book “The Wealthy Spirit” to see what I did next…

Financial Stress Reduction® Workshops Expand Across the Nation

Last week, I completed the second training of Financial Stress Reduction® Coaches, and we have added some wonderful people to our Coaches Team! It is so exciting to work with these amazing individuals as we expand the Financial Stress Reduction® Workshops in the world. Be sure to check the listings below to find the next workshop in your area. Don’t see your city? Become a certified Financial Stress Reduction® Coach at our next training in March, 2009 at the Portofino Hotel in Redondo Beach, CA. We’d love to have you join us! Email me at Chellie@chellie.com or go to www.chellie.com for details.

Join with us for 30 Days to a Wealthy Spirit

Lisa Nichols of “The Secret” did special promotion of “The Wealthy Spirit” to help people make it through the current economy richly and happily. Now you, too, can receive the first 30 days of my book “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” sent daily to your in-box. And if you buy the book, you can receive all 365 days as my gift to you! Click here to buy the book and get this free bonus: all 365 days as a daily email starting today!

And now I am going to follow my own advice to take time off to have fun and go on vacation! I will be going to the California State Ladies Poker Championship in Oceanside, California – last year I finished 5th out of 203, so this year I want to be number one! And then I’m off to the Mediterranean for a poker cruise through www.CardPlayerCruises.com with several good poker buddies. We’re going to Rome, Naples, Sicily, Istanbul, Dubrovnik, Corfu, and Santorini. I can hardly wait!!

Have a wonderful week!

Cheers,

Chellie

Find Another Way To Have What You Want

“It is surprising how many improvements can come out of things that go wrong.”—Anonymous.

In the end, financial stress reduction is simply this:

1. Earn more
2. Spend less
3. Find another way to have what you want

When we’re doing all we can to satisfy the first two requirements and yet when we see things we want that cost money, what can we do to stay within our budgets and still get what we want?

This is where you earn your graduate degree from M.S.U. (Make Stuff Up).

In the habit of spending a lot of money on clothes? Learn to sew, or trade services with a friend who sews. Buy too many books? Go to the library or create a circle of like-minded friends with whom you can trade books. Is enjoying nature your priority? Instead of feeling bad that you can’t afford to buy a house with acres of land, live somewhere that is close to a park or wildlife refuge and take a walk there every day. Or rent the guesthouse from someone whose main house is on lots of land.

In my financial darkest days, I lost my home to foreclosure. I had bought when the real estate market (and my business) was high. When the recession hit and the market and my business plummeted, I found I couldn’t sell it and I couldn’t meet the monthly payments of $1,650. Eventually, I had to give it back to the bank. It was a humiliating personal disaster.

One Friday night, I was playing cards with some girlfriends. They knew I was going through hard times, and one of the girls turned to me and said, “So where are you going to live now?” I said, “I don’t know.” She said, “Why don’t you move in here with Shelley?” And Shelley looked up from her cards and said, “Sure. You can move in with me.”

So I did. I moved into a gorgeous two-story, three-bedroom, three-bath, 3,000 square foot home in a beautiful hillside setting in a gorgeous neighborhood. The furniture was exquisite, the art to my taste and the Autumn color scheme looked made for me. It was the most beautiful—and most expensive—home I had ever lived in. Shelley and I got along great and it was fun having a roommate after years of living alone.

The rent? $200 per month. The value of the house does not appear on my balance sheet. But when I’m walking around in it, I can’t tell I don’t own it.

This particular scenario might not fit your lifestyle. Find one that does. Manage an apartment building in exchange for free rent. Be a professional house sitter. Don’t follow the “American Dream” of home ownership if it’s not your dream. If it is, and you do own a home, in an economic downturn you could find a roommate or two to share expenses. What else could you do? Think outside the box. Make something up.

You don’t have to be rich to live rich.

Today’s Affirmation: “I am a money magnet!”

Excerpt from “The Wealthy Spirit” by Chellie Campbell (Sourcebooks, 2002). Please feel free to forward this article to anyone!

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Do you want to own your own home-based business?

The Financial Stress Reduction® Workshop Certification Program is about to begin! Having created the 8-week Financial Stress Reduction® Workshop in 1990 and taught it for the past 18 years, I have been delighted and amazed at the transformations participants have realized in their lives. People have doubled their incomes in the course, opened successful businesses, paid off debts, gotten married, and left unfulfilling jobs or relationships behind them. Here are a few of the testimonials about the course:

“I have tripled my income and finally got that saving program going. Do not miss this workshop. Give Chellie 8 weeks, do what there is to do in the workshop and you will get huge benefits.”
---Mimi Donaldson, Co-author, Negotiating for Dummies and Bless Your Stress
310-577-0229, www.mimispeaks.com

“When I first took Chellie’s class I was worried that I could not pay my rent. After Chellie’s class, using her principles and my new career direction I doubled my income in the first 6 months and with in two years was a million dollar producer in my industry. The following year I bought my first home that is now worth over 1 million. That’s a long way from the apartment that I didn’t have the rent for. Warning…Only take Chellie class if you want to be financially successful.”
—Gaye Kruger-Ribble, The Company Image, Inc.
818-906-9894, www.TCI4Me.com

“The tenets of Chellie’s The Wealthy Spirit and the Financial Stress Reduction Workshop are absolutely the backbone of my business. Fortunately, I took the class right as I was opening my private practice, and it saved me a lot of the “first-year-in-business-in-the-red blues.” Smartest money I ever paid. My peers are shocked and amazed at how fast I grew my business and how much money I made in thank you for the stand that you are for financial abundance for us all.” Update July, 2006: ”Our sales in 2005 went to $2M and we're on track to do the same in 2006!! Thank you so-o-o much for your brilliant ideas and your ongoing support. You're THE BEST!”
—Charlene Apel, President, Second Opinion Software, LLC
(310) 538-2800 , www.2opinion.com

As the years went by, I wrote two best-selling books published by Sourcebooks - The Wealthy Spirit and Zero to Zillionaire I have received thousands of emails from all over the world declaring that its message helped them with life and money mastery, and many asked how they could participate in a workshop, since they couldn’t come to Los Angeles for 8 weeks. It became clear that I needed to train other people to teach the workshop and now the time is here! Now you can become a Certified Dolphin Leader of the Financial Stress Reduction® Workshop at our first training March 26-30, 2008 at the spectacular Portofino Hotel and Yacht Club in Redondo Beach, CA.

I am so excited to expand the reach and vision of the work and join with you in helping many more people to be happy, successful, and rich! Contact me at Chellie@Chellie.com or 310-476-1622 and I will be happy to help you!

Love and blessings,
Chellie

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Now You Can Find a Financial Stress Reduction® Workshop in Your Area!

Financial Stress Reduction® Workshops will soon begin in the following areas:

Burbank, California
Cheryl Crossland – 818-841-1377 cherylcbutler@hotmail.com
Two 8-week classes beginning: October 20 & 22; January 5 & 7

Carlsbad (San Diego area), California
Lana Antione – 805-218-6132 comptrn1@pacbell.net
New Classes TBA

Corona, California
Kausar Ahmad, KNAECO International, Inc. – 951-852-7677 Knaconsultants@aol.com
New Class beginning: October 6

Hermosa Beach, California
Anutza Bellissimo, The Sami Group – 310-372-3765 thesamigroup1@verizon.net
New Classes TBA

Manhattan Beach, California
Linda Pollick, Zestful Living – 310-71-2485 lgpollick@aol.com
New Classes TBA

Irvine, California
Brett Baughman, The Winners Circle – 323-841-2440 iempoweryou@gmail.com
Two 8-week classes beginning: November 2 & November 3.

Sacramento, California
Barbara Thompson, Mojo Marketing – 916-687-0606 Barbara@Mojo-Marketing.net
Two 8-week classes beginning: October 8 & 9

Sherman Oaks, California
Dave Ribble, The Company Image - 818-906-9894 dr@geiger.com
Three 8-week classes beginning: October 12, 13, & 17.

Torrance, California
Kausar Ahmad, KNAECO International, Inc. – 951-852-7677 Knaconsultants@aol.com
New Class beginning: October 1

Superior, Colorado
Ryn Deitz – 307-707-1655 writersroost@gmx.com
Two 8-week classes beginning: September 30 & October 1

Hartford, Connecticut
Kate Houlihan, Alikat Consulting - 860-983-6858 kfhoulihan@yahoo.com
Three 8-week classes beginning: October 27, 28 & 29; February 2, 3, & 4.

Melbourne, Florida
Marie Benoit, Ph.D. – 703-267-5650 marie@drmariebenoit.com
Two 8-week classes beginning: February 5 & 6

St. Louis, Missouri
Jan Scott, St. Louis Women on the Move – 314-727-6876 jan@STLouisWomenOnTheMove.com
Two 8-week classes beginning: October 2 & 8

Burlington, North Carolina
Amanda Kirk, Full Circle – 336-684-6206 amanda@fullcirclehq.com
New Classes TBA

Washington, D.C.
Marie Benoit, Ph.D. - 703-267-5650 marie@drmariebenoit.com
Two 8-week classes beginning: September 25 & 26

Green River, Wyoming
Ryn Deitz – 307-707-1655 writersroost@gmx.com
New 8-week class beginning: October 20

For more information on all Financial Stress Reduction® Coaches and upcoming workshops, go to www.chellie.com and check the listings for under “Preferred Vendors” for “Financial Stress Reduction® Coaches”.

CHELLIE’S UPCOMING APPEARANCES:

Television:

January, 2008 – Chellie was featured on two episodes of Making It! on January 6th and January 20th on KTLA Channel 5 in the Los Angeles area, and was available nationwide on different stations, cable, and DirectTV. She has two one-minute spots in their Secrets of Success series that can be viewed at www.makingit.com. Defining how to “think positive about your money” and how to “send out ships”, both are uplifting and fun!

Radio, Internet and Teleclasses:

Radio: Interview with David Brown, host of www.latalkradio.com Mondays, 6-7 pm (PT). Air date to be arranged. He is doing a special 24 hours with 24 successful women and I am delighted to be a part of this fabulous group!

Podcast: Monday, October 13th 10:00 am (PT). Interview with bestselling author Sheila Ellison for her podcast at www.singlemomstalk.com on financial stress. For details, contact at Sheila.ellison@yahoo.com.

Radio: Thursday, October 30^th 3-4 pm (PT). Interview with Miss Young, host of “Wealth is Health” on www.blogtalkradio.com.

Audio: Chellie Interviewed by John Assaraf, author of The Answer and featured teacher in The Secret – audio now posted at Here. John and I had a great conversation about money, business, and success – at the end of it, he said, “You're a breath of fresh air! I love your attitude and the wisdom you've imparted around the world."

Audio: Chellie appeared with host Carol Allen, author of Love is in the Stars on her radio show. You can listen to the podcast at www.karmaair.com. For more information, visit www.karmaair.com or contact Carol at carol@carolallenastrology.com.

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The Dolphin Club News:

This is one of the best subscription values on the web today! For only $25 per month, you can join with other Dolphin Business Leaders, advertise your products and services, network, and share ideas in our private Forums. Our membership continues to grow, and our web site gets over 100,000 hits per month – over 170,000 this past August! If you want to find a wonderful business professional, be sure to check our listings on the home page at www.chellie.com. Our special bonus gift for the Dolphin Community this month: This month's bonus gift is courtesy of DR. NANCY IRWIN, Psychotherapist/Therapeutic Hypnotist.

An exciting benefit for Dolphin Club members! Dr. Nancy Irwin has offered an exclusive 'Owner's Manual' to her inspirational book 'YOU TURN: Changing Direction in Midlife.'

YOU-TURN is a collection of “over 40 stories of people over 40”, chronicling successful transitions in people’s personal and/or professional lives. You-Turn not only shares Dr. Nancy Irwin's own story, but also 43 other you-turns from a variety of people - - some simple, some dramatic: a convicted crack dealer who became a real estate investor, a mother of nine who started a foundation for the leprosy-affected, a monk who became a motivational speaker, a recovering pedophile, a man who became a spouse and parent after 40, a woman who finally embraced her sexual identity after years of denial and abuse, and more. The stories are divided into two parts: change by default (injury, break-up, lay-off, etc.) and change by choice (boredom, lack of fulfillment, etc).

Click here for more information.

If you would like to provide a free bonus gift for our members, please email me at Chellie@chellie.com and we’ll give you some great advertising, too. Join the Dolphin Club today at www.chellie.com and get The Wealthy Spirit screensaver, special reports, and extra bonus gifts every month! Call 310-476-1622 or visit www.chellie.com for more information.

A LITTLE ABOUT CHELLIE . . .

Chellie Campbell is the creator of the popular Financial Stress Reduction® Workshops, and the author of The Wealthy Spirit and Zero to Zillionaire, both published by Sourcebooks, Inc. She is one of Marci Shimoff's “Happy 100” and 1 of 18 who wrote a story for Marci’s current NYT bestseller Happy for No Reason . Chellie contributed stories to Jack Canfield’s recent books You’ve Got to Read This Book! and Life Lessons from Chicken Soup for the Soul , and is featured in How to Run Your Business Like a Girl by Elizabeth Cogswell Baskin and Money, A Memoir: Women, Emotions, and Cash by Liz Perle. She is prominently quoted as a financial expert in The Los Angeles Times, Pink, Good Housekeeping, Lifetime, Essence, Woman’s World and more than 35 popular books. For more information, visit her web site www.Chellie.com or email her at Chellie@Chellie.com.

CONTACT CHELLIE!
Chellie can be reached at chellie@chellie.com or call 310-476-1622.
Chellie Campbell
Campbell Consulting Company
409 Bonhill Road, Los Angeles, CA 90049

Author, "The Wealthy Spirit" (Sourcebooks, 2002)
and "Zero to Zillionaire" (Sourcebooks, 2006)
Financial Stress Reduction® Workshops
www.chellie.com
"Man has always assumed he was more intelligent than dolphins because he had achieved so much--the wheel, New York, wars, and so on--while all the dolphins had ever done was muck about in the water having a good time. But conversely, the dolphins had always believed that they were far more intelligent than man for precisely the same reason."--Douglas Adams, "The Hitchhiker's Guide to the Galaxy"