No Moxie, No Money

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 114-April 24 “There’s no substitute for guts.”—Paul “Bear” Bryant No guts, no glory. No courage, no cash. No moxie, no money. You won’t make any money by waiting around for people to give you some. That’s not how it works. You have to go get it. What would your life be like if only you had the guts to go get what you really wanted? Rewrite the story of your life from the point of view of someone with a lot of moxie. What would that person have done differently? What risks would they have taken that you didn’t? Why didn’t you take them? Because of who wouldn’t approve or like you? Here’s a … [Read more...]

The Power of “No”

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 113-April 23 “You can say no and smile only when you have a bigger yes burning inside of you.”—Unknown I once worked for two titans of the motion picture industry, Edgar Scherick and Scott Rudin. Edgar was the older, more experienced mogul and Scott was the up-and-coming young counterpart. At the time, I was pursuing a career behind the camera in the motion picture industry and was Edgar’s Executive Assistant. One day, they fired the office gofer (you know, “go fer” this and “go fer” that). They weren’t going to hire a new one, and the rest of us in the office were anxious about who was going to get the … [Read more...]

A Date at the Races

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 112-April 22 “No one has ever bet enough on a winning horse.”—Richard Sasurly Even if you swim with dolphins, it’s best if you swim in the same direction. It’s hard to build relationships with people who are financially invested in projects diametrically opposed to yours. Let me tell you about my date with Steve: Steve and I had a date to go to the races. I had never been to the horse races before, and was excited about going. Before the race, we sat down in the kitchen and picked our horses from the program. Steve was clearly an experienced handicapper, looking over the horses, jockeys, their … [Read more...]

Sometimes It Helps to Know a Big Fish

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 109-April 19 “A bank is a place where they lend you an umbrella in fair weather and ask for it back again when it begins to rain.”—Robert Frost Sometimes, when you’re a little fish, you can get what you need by enlisting the support and help of a big fish. After I graduated from college and got a job, I qualified to get my first credit card, a Bankamericard. (Those were the dark ages, before credit card companies found out how lucrative it was to give credit cards to students.) I used the card intermittently, and always made my payments on time. I had an excellent credit record. When I got married … [Read more...]

Credit Cards and Spirituality

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 108-April 18 “When I was born, I owed twelve dollars.”—George S. Kaufman “Introductory offer—3.9 percent interest rate!” screams the envelope. It’s another credit card solicitation. I add it to the pile I’ve been collecting, muffling the yell of the last offer of 5.9 percent. I must have forty of them now. It’s always interesting in my class when we start talking about credit card interest rates. People clamor to find out which credit card has the best terms. Should they switch their balances to a new card every time they get a new, lower offer? How can they make sure they notice when the interest … [Read more...]