Changing the Paradigm

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 218-August 6 “If no one ever took risks, Michelangelo would have painted on the Sistine floor.”—Neil Simon Joel Barker produced and narrated a wonderful video entitled The Business of Paradigms. It is an examination of how business and the marketplace responds to new ideas and new inventions that radically change the way things are. He demonstrates how our natural tendency is to cling to the old paradigm, the old pattern or habit rather than embrace the new, seemingly radical idea. Businesses that have been built and made a success out of an old idea are reluctant to accept a new idea that will … [Read more...]

Budgeting Spree Money

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 217-August 5 “Beware of little expenses; a small leak will sink a great ship.”—Benjamin Franklin Many people struggle with budgeting. They know how much they spend on rent or mortgage, how much the car payment is, and the amounts of other fixed expenses. But there are so many other monthly expenses that are variable! How much do you spend on food? Dining out? Parking meters? Books? Movies? Magazines? Coffees? Munchies? What’s the grand total of all the ATM cash and where does it go? If you can relate to this problem, I suggest you start counting your money. I mean count all of it, from the fifty … [Read more...]

The Big Fix

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 216-August 4 “Hope is the feeling you have that the feeling you have isn’t permanent.”—Jean Kerr Many people hunger for “The Big Fix.” This is the magical appearance of a large sum of money which will pay off all the past due bills, credit card debts, school loans, mortgages, etc., buy the new house, car, vacation home, and Rolex and still have enough left over to completely fund the retirement plan. It’s winning the lottery, closing the biggest client, inventing the newest electronic gizmo, writing the best-selling novel, getting the starring role in the hit movie, producing the mega-hit record, … [Read more...]

Bill Paying Time

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 215-August 3 “Maybe they call it take-home pay because there is no other place you can afford to go with it.”—Franklin P. Jones Whenever you are in a period of financial stress, when there is too much month left at the end of the money, thoughts of lack and limitation can be overwhelming. Doing positive affirmations won’t do much good if you do them for ten minutes a day but then think anxious and worried thoughts about money for the other twenty-three hours and fifty minutes. What I suggest is that you make an appointment with yourself once per week for bill paying time. (If you’re married, you can … [Read more...]

When to Raise Your Price

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 212-July 31 “The ideal income is a thousand dollars a day—and expenses.”—Pierre Lorillard “I got a raise!” Most people are familiar with the joy that comes with that good news, but every employee knows the nervous anxiety that goes along with asking for a raise. It is no different for self-employed people, except for the added difficulty that they must ask many different “employers” (clients) for that raise. Knowing the best times to raise your fees (salary) will help ease your discomfort and you will encounter the least resistance. Raise your fees when: 1. You have too much work and not enough time. … [Read more...]