Bill Paying Time

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 215-August 3 “Maybe they call it take-home pay because there is no other place you can afford to go with it.”—Franklin P. Jones Whenever you are in a period of financial stress, when there is too much month left at the end of the money, thoughts of lack and limitation can be overwhelming. Doing positive affirmations won’t do much good if you do them for ten minutes a day but then think anxious and worried thoughts about money for the other twenty-three hours and fifty minutes. What I suggest is that you make an appointment with yourself once per week for bill paying time. (If you’re married, you can … [Read more...]

It Pays to Be on Time

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 87-March 28 “The trouble with being punctual is there’s no one there to appreciate it.”—Franklin P. Jones When I attended a financial workshop years ago, we played a game called “It pays to be on time.” We were charged a dollar a minute for every minute we were late to class, to a maximum of ten dollars. You should have heard the arguments that went on each class about paying those fines! A veritable cornucopia of “Yeah, buts.” “Yeah, but there was an accident on the freeway,” “Yeah, but my car broke down,” “Yeah, but my biggest client called with a problem and I had to help him,” etc. The workshop cost … [Read more...]

Jury Duty

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 63 - March 4 “Reflect upon your present blessings, of which every man has many…not on your past misfortunes, of which all men have some.”—Charles Dickens In Los Angeles, they recently changed the requirements for jury duty so that if called, you only had to serve for one day or one trial. As a single, self-employed person, I had always been excused from jury duty because it would cause a financial hardship. But this new system made it possible for me to participate. Rather than regarding it as an onerous duty, I rather looked forward to the new adventure. It made me think about our system of government and … [Read more...]

Risk: Gambling

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 62 - March 3 “Experience is a good teacher, but she sends in terrific bills.”—Minna Antrim “Do you ever gamble, Fred?” the player in seat two asked the dealer, a handsome black man with a bright smile. “Oh, noooo!” he exclaimed, shaking his head with a grin as he shuffled the cards. “I go to Gambler’s Anonymous three times a week. I lost $85,000 in one year, the house, and the wife. I don’t gamble any more.” Whenever I read an article or watch a television program about gambling, it is usually filled with stories like the one above. There are many of them. So why is gambling a $500 billion … [Read more...]

Spree Money

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 61 - March 2 “If you gave up your morning coffee for a year, you could make an extra mortgage payment. But man, you’d be grumpy.”—Citibank advertisement Every so often, I read about someone who lived a penurious life, saving every nickel, never allowing themselves the slightest luxury. The cleaning woman who worked every day of her life, never took a vacation or bought a fancy dress, died and left a fortune of $10 million to a college that she hadn’t even attended. The “millionaire next door” who lived in a modest house, wore modest clothes, and left a $35 million fortune to her heirs. The relatives of … [Read more...]