No Moxie, No Money

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 114-April 24 “There’s no substitute for guts.”—Paul “Bear” Bryant No guts, no glory. No courage, no cash. No moxie, no money. You won’t make any money by waiting around for people to give you some. That’s not how it works. You have to go get it. What would your life be like if only you had the guts to go get what you really wanted? Rewrite the story of your life from the point of view of someone with a lot of moxie. What would that person have done differently? What risks would they have taken that you didn’t? Why didn’t you take them? Because of who wouldn’t approve or like you? Here’s a … [Read more...]

Flexibility

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 111-April 21 “Money is better than poverty, if only for financial reasons.”—Woody Allen The Rabbi said to my friend, Shelley, “You shouldn’t work so hard. You should be dating, meet a nice man, get married.” Shelley is happily single and works hard because she wants to. A trifle annoyed at him for “shoulding” on her, she looked at him thoughtfully and inquired, “Are you offering to fix me up with someone?” “Oh, well, I don’t know,” he replied, “What kind of a man are you looking for?” Shelley answered, “He has to be 5’8,” make $200,000 a year, and he has to be Jewish.” The Rabbi laughed. … [Read more...]

Men, Women, and Money

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 110-April 20 “I’ve figured out why first dates don’t work any better than they do. It’s because they often take place in restaurants. Women are weird and confused and unhappy about food, and men are weird and confused and unhappy about money. Yet off they go, the minute they meet, to where you use money to buy food.”—Adair Lara The subject of money gets very sticky when it intrudes into relationships. Consumer Credit Counselors has stated that 50 percent of marriages end in divorce and in 80 percent of the divorces, finances are a significant issue. In other days in other cultures, women did not own … [Read more...]

Sometimes It Helps to Know a Big Fish

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 109-April 19 “A bank is a place where they lend you an umbrella in fair weather and ask for it back again when it begins to rain.”—Robert Frost Sometimes, when you’re a little fish, you can get what you need by enlisting the support and help of a big fish. After I graduated from college and got a job, I qualified to get my first credit card, a Bankamericard. (Those were the dark ages, before credit card companies found out how lucrative it was to give credit cards to students.) I used the card intermittently, and always made my payments on time. I had an excellent credit record. When I got married … [Read more...]

Credit Cards and Spirituality

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 108-April 18 “When I was born, I owed twelve dollars.”—George S. Kaufman “Introductory offer—3.9 percent interest rate!” screams the envelope. It’s another credit card solicitation. I add it to the pile I’ve been collecting, muffling the yell of the last offer of 5.9 percent. I must have forty of them now. It’s always interesting in my class when we start talking about credit card interest rates. People clamor to find out which credit card has the best terms. Should they switch their balances to a new card every time they get a new, lower offer? How can they make sure they notice when the interest … [Read more...]