Smart Spending During Holiday Season

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 336 – December 2 “A man is a person who will pay two dollars for a one-dollar item he wants. A woman will pay one dollar for a two-dollar item she doesn’t want.”—William Binger People often moan about their budget-busting behavior during the holidays. They shop from their “See-it-want-it-get-it” mentality. As they bustle through the malls, shopping for the perfect gifts for their husband, children, boss, Aunt Sally and Uncle Harry, they lose all control over spending. They forget their spending priorities, giving their credit cards a major workout. They remember—too late!—when the bills start arriving … [Read more...]

Live within Your Means

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 316-November 12 “Annual income twenty pounds, annual expenditure nineteen nineteen six, result happiness. Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery.”—Charles Dickens Notice that you can add any amount of money to this formula and the result is the same. If you make a million dollars a year but spend $1.2 million, you’re in just as much misery as the person who makes $30,000 and spends $32,000. The problem is over-spending. Human beings are basically just desire machines. It sometimes seems we can’t get enough of anything. I know it’s impossible for me … [Read more...]