Count Your Money

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 18 – January 18 “A man who both spends and saves money is the happiest man, because he has both enjoyments.”—Samuel Johnson To achieve success, you must think positive and send out ships. But if you want to achieve financial success, you have to add the third step: Count your money. Keeping track of how much you’re making, how much you’re spending, and how much you’re saving will tell you how effectively you’re doing the first two steps. In other words, budget. I suggest that everyone should have not just one, but three budgets, all with complicated names: Low, Medium, and High. You start with Medium … [Read more...]

Mom’s Envelopes

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 17 – January 17 “A budget is telling your money where to go instead of wondering where it went.”—C.E. Hoover I grew up in the typical fifties middle class household: Dad worked at the office, brought home the paycheck, mom stayed home and raised the three kids. My childhood was mirrored on television land shows like Father Knows Best, Leave It To Beaver and The Donna Reed Show. Those were the days when, since I both lived in and watched it on TV, I thought everyone’s life was like that. All the girls in the neighborhood were Donna Reed-ettes looking for their Carl Betz. My mom deposited dad’s … [Read more...]

Baby-U-Deserve-Getting-Every-Thing (Budget)

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 16 – January 16 “It’s amazing how fast you can go through $7,000 with beer, pizza and The Gap.”—Ben Affleck What is your reaction to the word “budget”? A sinking, depressed, deprived feeling? You are not alone. Many people audibly groan at the mention of the word. For the vast majority, it connotes scarcity, lack, and limitation—none of which are very pleasurable concepts. “Budgeting” in common usage usually means cutting the fun, frivolity, entertainment, and spontaneity out of your life and creating a bare-bones, austere, nothing-but-the-basics spending plan—something you do when you’re stressed about … [Read more...]

Consistency Is Everything

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 15 – January 15 “We are what we repeatedly do. Excellence, then, is not an act, but a habit.”—Aristotle Money is a metaphor in life. It allows you to test your ability to manifest reality from your thoughts. It is tangible, concrete: You can count it; you can calculate your results exactly. Demonstrate it for yourself. Change your thoughts about money: Practice affirmations daily. If you’re already doing them, do more of them more often. Just as importantly, stop all the negative thoughts about money—give up your victimhood, your resentfulness, your anger, your jealousy. Appreciate and love … [Read more...]

Goal Getting

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 12 – January 12 “If you look up, there are no limits.”—Japanese Proverb Goal setting is very important to achieving our desires. We have to know what the target is before we can hit it. But goal getting is the next step—taking action to get the goal you set. When I enrolled in Roger Lane’s The Finance Course, he sent me a form to fill out listing the things I wanted. Then he called me to find out what I had on the list. I told him one of the things I wanted was a brand-new Mercedes Benz. He said, “Great!” and asked me, “What model?” I said, “I don’t know.” Then he asked, “What color?” I said, “I … [Read more...]