Changing the Paradigm

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 218-August 6 “If no one ever took risks, Michelangelo would have painted on the Sistine floor.”—Neil Simon Joel Barker produced and narrated a wonderful video entitled The Business of Paradigms. It is an examination of how business and the marketplace responds to new ideas and new inventions that radically change the way things are. He demonstrates how our natural tendency is to cling to the old paradigm, the old pattern or habit rather than embrace the new, seemingly radical idea. Businesses that have been built and made a success out of an old idea are reluctant to accept a new idea that will … [Read more...]

Bill Paying Time

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 215-August 3 “Maybe they call it take-home pay because there is no other place you can afford to go with it.”—Franklin P. Jones Whenever you are in a period of financial stress, when there is too much month left at the end of the money, thoughts of lack and limitation can be overwhelming. Doing positive affirmations won’t do much good if you do them for ten minutes a day but then think anxious and worried thoughts about money for the other twenty-three hours and fifty minutes. What I suggest is that you make an appointment with yourself once per week for bill paying time. (If you’re married, you can … [Read more...]

When to Raise Your Price

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 212-July 31 “The ideal income is a thousand dollars a day—and expenses.”—Pierre Lorillard “I got a raise!” Most people are familiar with the joy that comes with that good news, but every employee knows the nervous anxiety that goes along with asking for a raise. It is no different for self-employed people, except for the added difficulty that they must ask many different “employers” (clients) for that raise. Knowing the best times to raise your fees (salary) will help ease your discomfort and you will encounter the least resistance. Raise your fees when: 1. You have too much work and not enough time. … [Read more...]

The Negotiating Game

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 210-July 29 “A money-grabber is anyone who grabs more than you can grab.”—Anonymous Many people run into trouble when it comes to negotiating money. This applies to salaries, pay raises, prices of products, and fees for services. Often fearful of asking for too much, they make the opposite mistake and ask for too little. It’s like they study the situation very carefully, figure out the least amount they can possible ask for and still be able to eke out a living, and then ask for their rock bottom line amount. Then, when their prospective boss or client tries to negotiate a better price, they are angry … [Read more...]

Glenda’s Creative Solution

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 209-July 28 “The shortest and best way to make your fortune is to let people see clearly that it is in their interests to promote yours.”—Jean de la Bruyere Glenda has two young children and serious medical problems. The kids have had medical problems, too, which makes it impossible for her to work full-time. But she needed to make a living. What to do? Glenda opened a quilting store. She only works one day a week, but the store is open seven days a week from morning until evening. Although the shop is fully staffed, Glenda has no payroll. She makes a nice profit and her income helps to support … [Read more...]