Spree Money

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 61 - March 2 “If you gave up your morning coffee for a year, you could make an extra mortgage payment. But man, you’d be grumpy.”—Citibank advertisement Every so often, I read about someone who lived a penurious life, saving every nickel, never allowing themselves the slightest luxury. The cleaning woman who worked every day of her life, never took a vacation or bought a fancy dress, died and left a fortune of $10 million to a college that she hadn’t even attended. The “millionaire next door” who lived in a modest house, wore modest clothes, and left a $35 million fortune to her heirs. The relatives of … [Read more...]

Challenges

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 40 - February 9 “Success seems to be largely a matter of hanging on after others have let go.”—William Feather I was always a good student in high school English class, but I had heard terrible things about the low grades typically given to freshman English students. So when my teacher, Mr. Hathaway asked if anyone had questions, I raised my hand and said, “I’ve heard a nasty rumor that only Cs, Ds, and Fs are given in this class. Is that true?” And he smiled and answered, “Yes.” Surprised that he would admit to it, I asked him “Why?” He replied that freshmen students usually didn’t write well enough to … [Read more...]

Winter

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 32 – February 1 “Sunshine is delicious, rain is refreshing, wind braces up, snow is exhilarating; there is no such thing as bad weather, only different kinds of good weather.”—John Ruskin Perhaps it is winter now for you. Winter, when the trees have shed the last of their clothes and chill is in the air whether or not snow is on the ground. If the frost has reached in and touched your heart—and your pocketbook—and left you frozen with grief and helplessness, there is comfort to be found in the continuum of the seasons. Spring will come again. The snows will melt from around your heart, your frozen … [Read more...]

Irregular Expenses

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 22 – January 22 “Just about the time you think you can make both ends meet, somebody moves the ends.”—Pansy Penner Irregular expenses are often budget-busters. This is because they aren’t a part of our regular, monthly expenses, and we tend to forget them. Then suddenly, like a harbinger of doom, there they are looming over your checkbook, cackling with glee that they’ve given you this nasty surprise. Your car breaks down and the repair bill is five hundred dollars. The water heater goes out, or the computer suddenly develops amnesia. The once-a-year insurance premium is due and you had forgotten all … [Read more...]

Ballet Lessons

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 21 – January 21 “I write only when I’m inspired. Fortunately, I’m inspired at 9 o’clock every morning.”—William Faulkner “I’m sorry I haven’t paid you yet,” my former student wailed, “but the job I told you about fell through. I don’t know why it’s so hard to find the right position!” I calmed her down and let her tell me her sad story of lost opportunities. “Just one more thing,” I said as we were about to hang up the phone, “Are you still doing your affirmations?” “Well, no,” she said. “I’ve just been too depressed.” I can’t tell you how many times I’ve had similar conversations with past … [Read more...]