Pick Your Price

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 144-May 24 “Certainly there are things in life that money can’t buy, but did you ever try buying them without any money?”—Ogden Nash   Whether you work for yourself and have many clients who pay you, or you have one major client (i.e., you have a full-time job), you have to decide on the price you want to be paid and feel comfortable asking for the money before you can get it. Make sure you understand the value of what you’re doing for your customer. My dad gave me a great tip when I first started job hunting. He said to me, “The main thing to understand is that anywhere you go to interview for a … [Read more...]

Tunas Can Learn

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 143-May 23 “The closest to perfection a person ever comes is when he fills out a job application form.”—Stanley J. Randall I learned a lot from Jennifer Martin, a fun-loving, free-spirited woman from England who worked as an account executive at the employment agency where I was the office manager. Jennifer was in sales, matching prospective employees with prospective employers and receiving a commission from the fee paid to the company for this service. She had fun, she stood her ground, she made a lot of money, and she wasn’t afraid to tell you the truth, even when it hurt. My meek little co-dependent … [Read more...]

Low Budget Blues

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 140-May 20 “More than ever before, Americans are suffering from back problems: Back taxes, back rent, back auto payments.”—Robert Orben Low Budget is a useful tool for occasional use. But too often I see people with the Low Budget Blues. They’ve gotten into the habit of Low Budget. They think poor: Tighten the belt, do without, never buy new, can’t afford it, shop at garage sales, eat cheap, sleep cheap, think cheap. It’s great to be able to do this during a recession, a cash flow problem, between jobs, after a loss, or to save additional money for a large purchase. But too often people buy into Low … [Read more...]

Pleasure Purchases

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 139-May 19 “The poor man is not he who is without a cent, but he who is without a dream.”—Hugh White Annie the artist was concerned about the difficulty of selling art. The other members of the mastermind group listened attentively, ready to offer help. “I just took a great marketing class, said Annie, “and I’m having a difficult time coming up with a pain statement—a reason why people should buy my art because it will alleviate a pain they have. All around me I see people struggling with money and I can’t convince myself that they need to buy art. This makes selling art very difficult for … [Read more...]

Create What You Want—And on Budget, Too!

Poker on cruise shipUpdated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 138-May 18 “Our Accounting Department is the office that has the little red box on the wall saying ‘In case of emergency break glass.’ And inside are two tickets to Brazil.”—Robert Orben As I work with people to help them reduce their financial stress, I look at the choices they’ve made that put them in a financial position that isn’t viable. One of the problems that seems endemic is the mental habit of considering only two options before making a decision. When I question people’s choices in spending, they always have an answer of the other choice they considered that was worse: “I … [Read more...]