A Date at the Races

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 112-April 22 “No one has ever bet enough on a winning horse.”—Richard Sasurly Even if you swim with dolphins, it’s best if you swim in the same direction. It’s hard to build relationships with people who are financially invested in projects diametrically opposed to yours. Let me tell you about my date with Steve: Steve and I had a date to go to the races. I had never been to the horse races before, and was excited about going. Before the race, we sat down in the kitchen and picked our horses from the program. Steve was clearly an experienced handicapper, looking over the horses, jockeys, their … [Read more...]

Sometimes It Helps to Know a Big Fish

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 109-April 19 “A bank is a place where they lend you an umbrella in fair weather and ask for it back again when it begins to rain.”—Robert Frost Sometimes, when you’re a little fish, you can get what you need by enlisting the support and help of a big fish. After I graduated from college and got a job, I qualified to get my first credit card, a Bankamericard. (Those were the dark ages, before credit card companies found out how lucrative it was to give credit cards to students.) I used the card intermittently, and always made my payments on time. I had an excellent credit record. When I got married … [Read more...]

Credit Cards and Spirituality

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 108-April 18 “When I was born, I owed twelve dollars.”—George S. Kaufman “Introductory offer—3.9 percent interest rate!” screams the envelope. It’s another credit card solicitation. I add it to the pile I’ve been collecting, muffling the yell of the last offer of 5.9 percent. I must have forty of them now. It’s always interesting in my class when we start talking about credit card interest rates. People clamor to find out which credit card has the best terms. Should they switch their balances to a new card every time they get a new, lower offer? How can they make sure they notice when the interest … [Read more...]

Visualize Your Money

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 107-April 17 “The best way to reduce your bills is to put them on microfilm.”—Anonymous Sophie, a talented writer, was between jobs. She was thinking creatively about what to do next—should she look for employment or start her own business? She was doing research considering her options, when she realized her current funds weren’t going to cover her budget for the month. Anxiously, she thought about how she could create some additional income. Years before, in wealthier times, Sophie had loaned a large sum of money to a friend, who was paying it back on an installment plan. For the past three years, … [Read more...]

Home Shopping List

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 106-April 16 “The more you can dream, the more you can do. You are the one that can stretch your own horizon.”—Max Steingard Now my partners and I were shopping for a house. Our budget for this purpose was small. Therefore, in the Los Angeles area, we were looking in a fairly low price range. But I had a vision of the perfect house and it was a charmer. I made a list of everything I wanted in our house: 1.     Three bedrooms, two baths 2.     A beautiful brick fireplace 3.     Oozing with charm: beam ceilings, beautiful tiles, rounded archways 4.     A living room and a den 5.     A big … [Read more...]