Irregular Expenses

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 22 – January 22 “Just about the time you think you can make both ends meet, somebody moves the ends.”—Pansy Penner Irregular expenses are often budget-busters. This is because they aren’t a part of our regular, monthly expenses, and we tend to forget them. Then suddenly, like a harbinger of doom, there they are looming over your checkbook, cackling with glee that they’ve given you this nasty surprise. Your car breaks down and the repair bill is five hundred dollars. The water heater goes out, or the computer suddenly develops amnesia. The once-a-year insurance premium is due and you had forgotten all about it. … [Read more...]

Ballet Lessons

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 21 – January 21 “I write only when I’m inspired. Fortunately, I’m inspired at 9 o’clock every morning.”—William Faulkner “I’m sorry I haven’t paid you yet,” my former student wailed, “but the job I told you about fell through. I don’t know why it’s so hard to find the right position!” I calmed her down and let her tell me her sad story of lost opportunities. “Just one more thing,” I said as we were about to hang up the phone, “Are you still doing your affirmations?” “Well, no,” she said. “I’ve just been too depressed.” I can’t tell you how many times I’ve had similar conversations with past participants of … [Read more...]

Shopping for Love

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 20 – January 20 “An object in possession seldom retains the same charm that it had in pursuit.”—Pliny the Younger “Can’t buy me love,” sang The Beatles. But we can buy its cousin: Praise, which we use as a poor substitute for love. People crave love and acknowledgment beyond all other things. In a survey conducted by Ken Blanchard, author of The One Minute Manager, employees ranked “Feeling ‘in’ on things” and “Appreciation of work” as the number one and number two benefits they wanted most from their jobs. Higher wages ranked a distant fifth. We want to feel included, we want to be special, we want … [Read more...]

The Sparkly New Dress

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 19 – January 19 “All right, so I like spending money! But name one other extravagance!”—Max Kauffmann Elizabeth was “between jobs.” A beautiful girl with a great smile, she spoke of her dissatisfaction with her current job on the first day of the workshop. She longed for a better position with better pay. The next week, she came to class and laughingly told us how she had been fired. “I know I created that happening!” she exclaimed. “I was doing affirmations for a better job, but wasn’t sending any ships out to look for one. So I guess my higher self took charge and got me fired so I would have to get up off my … [Read more...]

Count Your Money

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 18 – January 18 “A man who both spends and saves money is the happiest man, because he has both enjoyments.”—Samuel Johnson To achieve success, you must think positive and send out ships. But if you want to achieve financial success, you have to add the third step: Count your money. Keeping track of how much you’re making, how much you’re spending, and how much you’re saving will tell you how effectively you’re doing the first two steps. In other words, budget. I suggest that everyone should have not just one, but three budgets, all with complicated names: Low, Medium, and High. You start with Medium Budget, … [Read more...]