Low Budget Blues

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 140-May 20 “More than ever before, Americans are suffering from back problems: Back taxes, back rent, back auto payments.”—Robert Orben Low Budget is a useful tool for occasional use. But too often I see people with the Low Budget Blues. They’ve gotten into the habit of Low Budget. They think poor: Tighten the belt, do without, never buy new, can’t afford it, shop at garage sales, eat cheap, sleep cheap, think cheap. It’s great to be able to do this during a recession, a cash flow problem, between jobs, after a loss, or to save additional money for a large purchase. But too often people buy into Low … [Read more...]

Find Another Way to Have What You Want

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 137-May 17 “It is surprising how many improvements can come out of things that go wrong.”—Anonymous In the end, financial stress reduction is simply this: Earn more Spend less Find another way to have what you want When we’re doing all we can to satisfy the first two requirements and yet when we see things we want that cost money, what can we do to stay within our budgets and still get what we want? This is where you earn your graduate degree from M.S.U. (Make Stuff Up). In the habit of spending a lot of money on clothes? Learn to sew, or trade services with a friend who sews. Buy … [Read more...]

Forgive Us Our Debts

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 136-May 16 “If you think nobody cares if you’re alive, try missing a couple of car payments.”—Unknown I know what it’s like to be unable to pay your bills. In fact, things once got so bad for me that I filed bankruptcy. I had been on top of the world. My bookkeeping service had doubled every year and was now generating approximately $450,000 per year. I had twelve employees and a beautiful new office suite. But I had one major client who accounted for 75 percent of my income, and when they left with a mere two weeks notice, disaster loomed. Since I was absolutely strapped for cash, having been left … [Read more...]

Honor the Warriors

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 135-May 15 “The ultimate test of man’s conscience may be his willingness to sacrifice something today for future generations whose words of thanks will not be heard.”—Gaylord Nelson Some of your goals may not be accomplished in your lifetime. But they are worth your effort, nonetheless. They are your gift to those that follow you. Likewise, it is important that we honor those who came before us, and gave us gifts through great sacrifices of their own. Susan B. Anthony and Elizabeth Cady Stanton worked tirelessly, all their lives, for women to have the right to vote, but died before the amendment was … [Read more...]

The Camel and the Eye of the Needle

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 134-May 14  “No one would remember the Good Samaritan if he only had good intentions. He had money as well.”—Margaret Thatcher When I started thinking about become a prosperous person, I hit a stumbling block. There was a quote from the Bible that worried me for a long time: “It’s easier for a camel to pass through the eye of the needle than for a rich man to get into heaven.” (I thought for a while it didn’t say rich woman, but somehow I knew that qualification wasn’t going to fly.) I wanted to be a rich person, but I wanted to be a good person and hopefully go to heaven, too. How was I going to do both? I … [Read more...]