Working for Less

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 268-September 25 “Everything comes to him who hustles while he waits.”—Thomas Edison “Chellie, your workshops are always full! How do you do it?” exclaimed my friend, Marti, at the networking meeting. “Would you be willing to coach me on your sales techniques?” I said that I would be happy to, and arranged to meet with her. Soon after that, two other people approached me at the same meeting for the same reason, and I said to myself, “Sounds like I should do another workshop!” and the $ecrets of $elling seminar was born. The class was designed to be a three-hour session on Saturday morning, and I … [Read more...]

Competition

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 267-September 24 “I love the winning, I can take the losing, but most of all, I love to play.”—Boris Becker Human beings seem to have an innate competitive nature. We love our games, scorecards, and winning. The world of football, baseball, soccer, tennis, golf—indeed, all sports—are predicated on the supposition that all people are not created equal, and we love to see the differences at play. Competition spurs us on to be the best we can be—complacency is not an option if you expect to be outstanding in your field. Or even in the field. A while ago, after receiving my second moving violation in the … [Read more...]

The Workers in the Vineyard

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 265-September 22 “For everyone who asks receives, and everyone who searches finds, and for everyone who knocks, the door will be opened.”—Matthew 7:8 I love the parables in the Bible, the Sufi stories, and all the metaphysical teaching stories Wise and Holy Ones have shared with us through the ages. Sometimes they make me tear my hair out, however. The one in the Bible about the workers in the vineyard bugged me for years. This is the story about a man who hires laborers early in the morning to work in his vineyard. He agrees to pay them each one denarius. Later in the day, he hires additional … [Read more...]

Ten More Stupid Things People Do to Mess up Their Money

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 264-September 21 “Courage is being scared to death but saddling up anyway.”—John Wayne After I was set to appear on the Dr. Laura Show, they decided to add another segment—they wanted me to do a “man-on-the-street” type interview à la Jay Leno. I had to think up some questions to ask people about money that they might have funny responses to. My research team of poker players came up with: “Whose picture is on the $10 bill?” (Alexander Hamilton); “What does ‘FICA’ stand for?” (Federal Insurance Constitution Act—this is your contribution to Social Security); “What does the ‘k’ in ‘401k’ stand for?” … [Read more...]

Hey, You! Pay You!

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 260-September 17 “When a man begins to think seriously of saving for a rainy day, it’s probably a rainy day.”—Anonymous The savings rate in the United States has been on a downward trend for many years, even during times of a robust economy. U.S. households save far less than those in most other industrialized countries. Here are the savings rates from recent years: South Korea 18.0% France 13.6 Italy 11.7 Japan 11.2 Germany 11.0 Britain 10.8 United States 3.8 People neglect to save because we wait until the end of the month when we’ve spent all the money to try to save. Then we vow we’ll … [Read more...]