Irregular Expenses

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 22 – January 22 “Just about the time you think you can make both ends meet, somebody moves the ends.”—Pansy Penner Irregular expenses are often budget-busters. This is because they aren’t a part of our regular, monthly expenses, and we tend to forget them. Then suddenly, like a harbinger of doom, there they are looming over your checkbook, cackling with glee that they’ve given you this nasty surprise. Your car breaks down and the repair bill is five hundred dollars. The water heater goes out, or the computer suddenly develops amnesia. The once-a-year insurance premium is due and you had forgotten all … [Read more...]

Ballet Lessons

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 21 – January 21 “I write only when I’m inspired. Fortunately, I’m inspired at 9 o’clock every morning.”—William Faulkner “I’m sorry I haven’t paid you yet,” my former student wailed, “but the job I told you about fell through. I don’t know why it’s so hard to find the right position!” I calmed her down and let her tell me her sad story of lost opportunities. “Just one more thing,” I said as we were about to hang up the phone, “Are you still doing your affirmations?” “Well, no,” she said. “I’ve just been too depressed.” I can’t tell you how many times I’ve had similar conversations with past … [Read more...]

Shopping for Love

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 20 – January 20 “An object in possession seldom retains the same charm that it had in pursuit.”—Pliny the Younger “Can’t buy me love,” sang The Beatles. But we can buy its cousin: Praise, which we use as a poor substitute for love. People crave love and acknowledgment beyond all other things. In a survey conducted by Ken Blanchard, author of The One Minute Manager, employees ranked “Feeling ‘in’ on things” and “Appreciation of work” as the number one and number two benefits they wanted most from their jobs. Higher wages ranked a distant fifth. We want to feel included, we want to be special, we want … [Read more...]

Mom’s Envelopes

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 17 – January 17 “A budget is telling your money where to go instead of wondering where it went.”—C.E. Hoover I grew up in the typical fifties middle class household: Dad worked at the office, brought home the paycheck, mom stayed home and raised the three kids. My childhood was mirrored on television land shows like Father Knows Best, Leave It To Beaver and The Donna Reed Show. Those were the days when, since I both lived in and watched it on TV, I thought everyone’s life was like that. All the girls in the neighborhood were Donna Reed-ettes looking for their Carl Betz. My mom deposited dad’s … [Read more...]

Consistency Is Everything

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 15 – January 15 “We are what we repeatedly do. Excellence, then, is not an act, but a habit.”—Aristotle Money is a metaphor in life. It allows you to test your ability to manifest reality from your thoughts. It is tangible, concrete: You can count it; you can calculate your results exactly. Demonstrate it for yourself. Change your thoughts about money: Practice affirmations daily. If you’re already doing them, do more of them more often. Just as importantly, stop all the negative thoughts about money—give up your victimhood, your resentfulness, your anger, your jealousy. Appreciate and love … [Read more...]