Cruise Day

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 86-March 27 “Some people are making such thorough preparation for rainy days that they aren’t enjoying today’s sunshine.”—William Feather Going on a cruise is a wonderful experience—it’s a big adult playpen on the water. When I took my first cruise with Korey, we couldn’t believe how much fun there was to be had with the wide variety of activities. There was a casino, bingo games, nightly entertainment, karaoke, dancing, a piano bar, aerobics classes, a gym, massage, shuffle-board, skeet shooting and food galore. You only have to unpack one time and the ship carries you to different ports of call—you … [Read more...]

High Budget Is Lifting Me Higher

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 60 - March 1 “With money in your pocket, you are wise, and you are handsome, and you sing well, too.”—Jewish Proverb The class had just completed their Low, Medium, and High Budgets, their homework assignment for the week. Diane raised her hand, exclaiming, “Low Budget was easy for me—I’m used to trying to reduce spending and save money. But I just didn’t understand how to do High Budget, or what its purpose is.” “You have to have a reason to make the money, otherwise you won’t make the money,” I told her. “If you don’t have a goal or a plan for spending additional money, you won’t bother to do what … [Read more...]

Baby-U-Deserve-Getting-Every-Thing (Budget)

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 16 – January 16 “It’s amazing how fast you can go through $7,000 with beer, pizza and The Gap.”—Ben Affleck What is your reaction to the word “budget”? A sinking, depressed, deprived feeling? You are not alone. Many people audibly groan at the mention of the word. For the vast majority, it connotes scarcity, lack, and limitation—none of which are very pleasurable concepts. “Budgeting” in common usage usually means cutting the fun, frivolity, entertainment, and spontaneity out of your life and creating a bare-bones, austere, nothing-but-the-basics spending plan—something you do when you’re stressed about … [Read more...]

Count Your Money

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 18 – January 18 “A man who both spends and saves money is the happiest man, because he has both enjoyments.”—Samuel Johnson To achieve success, you must think positive and send out ships. But if you want to achieve financial success, you have to add the third step: Count your money. Keeping track of how much you’re making, how much you’re spending, and how much you’re saving will tell you how effectively you’re doing the first two steps. In other words, budget. I suggest that everyone should have not just one, but three budgets, all with complicated names: Low, Medium, and High. You start with Medium … [Read more...]