Great Expectations

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 292-October 19 “The winds and the waves are always on the side of the ablest navigators.”—Edward Gibbon Young and single, I had been focusing on my work life, to the detriment of my personal life. My friend and fellow business owner, Janice, was in the same boat. We decided it was time to make our reappearance on the dating scene. Never comfortable with making small talk in bars, we decided to go sign up with the “Great Expectations” video dating service. When we arrived, the salespeople insisted on splitting us up for their presentations. Each of us was taken separately to a small room where we were … [Read more...]

Allan Learns His Lesson

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 291-October 18 “If you lend someone twenty dollars and never see that person again, it was probably worth it.”—Unknown Allan is a sharp, young attorney in his own private practice. Like many sole practitioners, he leases office space from a larger law firm, and shares some of their equipment. He pays them for use of their copier and fax machines, for example. It is a co-operative, dolphin relationship that works in harmony for both parties. Most of the time. Recently, Allan spoke to me of his growing irritation with the senior partner of the law firm. It seems a shark fin or two was beginning to … [Read more...]

Tuna

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 290-October 17 “Never hope harder than you work.”—Rita Mae Brown A bright young man of about thirty-five, Bob sat in my office and explained that he was looking for bookkeeping help for the new computer company he was trying to get off the ground. I asked him a lot of questions about his background and his prospects. He told me that he had received a $400,000 inheritance the year before. “Great!” I thought to myself, “a client who can afford to pay for my services!” I asked if he had a financial planner or stockbroker who was helping him to manage his assets. “No,” he told me, “the money is all gone … [Read more...]

College Costs

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 289-October 16 “Too caustic? To hell with the cost, we’ll make the picture anyway.”—Samuel Goldwyn According to census figures, here are the average annual earnings of Americans, based on their level of education: Education Level Male Female* No high school diploma        Male: $16,818    Female: $8,861 High school diploma              Male: $25,453   Female: $13,407 College diploma                      Male:  $47,126   Female:  $26,401 Think it might be a good idea to go to college? College graduates make nearly double the income of high school graduates who don’t go to college. If you … [Read more...]

Are You Keeping Part of What You Earn?

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 288-October 15 “Dig a well before you’re thirsty.”—Chinese Proverb Okay, here’s another of those pages bugging you to save money. So, have you started yet? Just think for a moment about all the money you have had pass through your fingers during your lifetime. From your first childhood allowance or your first job to your current salary or business gross income. How much is that? Or if that is too overwhelming to contemplate, just look at your gross income for the last ten years. How much is that? What is left over after all that money has been in your hands? How much did you keep? What is the sum … [Read more...]