Enough Money

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 214-August 2 “It is a gorgeous gold pocket watch. I’m proud of it. My grandfather, on his deathbed, sold me this watch.”—Woody Allen Every individual has some interior sense of what is “enough” money. When you don’t have enough money, you can only think about two things: Yourself, and getting money. It is not until you have “enough” that you can think about others and giving money. The diagram looks like this: Others / Giving Enough $_____________________________________________________ Self / Getting Have you ever met a salesperson operating below the line? They aren’t interested in selling … [Read more...]

Do Your Research, Get Your Raise

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 213-August 1 “Darling, only cows are contented.”—Stella Adler Sally’s eyes were snapping and her face burned with resentment. “I’ve been working for these people for five years and have done wonders for them, but they are so stingy they are only giving me a 3 percent raise!” She was so hot she could barely sit in her chair. It was a beautiful spring day, and we were sitting outdoors at the local restaurant. I knew something was wrong the minute she arrived. Sally was the Executive Director of the Chamber of Commerce and was quite visible in the community. She did a wonderful job, and I had seen the … [Read more...]

When to Raise Your Price

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 212-July 31 “The ideal income is a thousand dollars a day—and expenses.”—Pierre Lorillard “I got a raise!” Most people are familiar with the joy that comes with that good news, but every employee knows the nervous anxiety that goes along with asking for a raise. It is no different for self-employed people, except for the added difficulty that they must ask many different “employers” (clients) for that raise. Knowing the best times to raise your fees (salary) will help ease your discomfort and you will encounter the least resistance. Raise your fees when: You have too much work and not enough time. … [Read more...]

Give Yourself a Raise

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 211-July 30 “Self-respect is a question of recognizing that anything worth having has its price.”—Joan Didion Give yourself a raise. Ask for more money. You’re worth it! Many people have a hard time asking for their worth. They know their value, but are afraid of the reaction they might get if they ask for it. They get scared that their clients or bosses will feel they have over-priced themselves and that they will find someone else who will do it for less. This is generally a groundless fear. People do business with you for one primary reason—they like you. Sure, they want to save money, get a good … [Read more...]

The Negotiating Game

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 210-July 29 “A money-grabber is anyone who grabs more than you can grab.”—Anonymous Many people run into trouble when it comes to negotiating money. This applies to salaries, pay raises, prices of products, and fees for services. Often fearful of asking for too much, they make the opposite mistake and ask for too little. It’s like they study the situation very carefully, figure out the least amount they can possible ask for and still be able to eke out a living, and then ask for their rock bottom line amount. Then, when their prospective boss or client tries to negotiate a better price, they are angry … [Read more...]