Facts or Excuses?

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 208-July 27 “You can make money or you can make excuses—you can’t make both.”—Unknown Sometimes the excuses are stated subtly, as though they were facts. This makes it difficult to tell that it’s really an excuse used to justify someone’s behavior. One summer afternoon, I was talking to a seminar leader, Mary, who had a successful business. She told me she was doing a lot of traveling and writing at the time, because everyone knew that the seminar business was dead in the summer. I looked at her, shocked: “I didn’t know that!” I exclaimed. She looked at me quizzically. “You mean your business … [Read more...]

Market Research

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 173-June 22 “We jump off buildings and make our wings on the way down.”—Ray Bradbury It was 1990, and the recession was in full swing in California. I had survived in business one year after losing my biggest customer and most of my clients and friends knew about it. Now they were afraid as business prospects diminished, money got tighter and “lean and mean” became the business order of the day. I started getting a flood of calls that sounded like this: “Chellie, things are getting difficult. When you had your problems last year, what did you do? Somehow you survived a major downturn in your … [Read more...]

Rejection

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 190-July 9 “There’s a four-letter word you must use when you get rejected…NEXT!”—Jack Canfield I remember that Jack Nicholson, upon accepting his Academy Award for Best Actor in One Flew Over the Cuckoo’s Nest, said something like, “I dedicate this to my agent—who told me ten years ago I had no business being a serious actor.” All successful people have stories like this to tell. Albert Einstein failed math. Winston Churchill failed English. Failure is just another step on the road to success. If you get rejected by someone, they just aren’t “Your People!” Here are some of the rejection experiences … [Read more...]

Talk about Money with Your Honey

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 182-July 1 “There are two kinds of people in life—spenders and savers. Usually, they are married to each other.”—Anonymous “Money is power” is a commonly held belief by both men and women. Whoever has the money in the relationship has the power in the relationship. This power is almost always abused by the one who has it and resented by the one who doesn’t. This is not a prescription for love and romance. Not talking about it only makes it worse. The subject has to be addressed, and if the relationship is to thrive, joint decisions about money must be made. My fiancé and I were very happy with one … [Read more...]

Going Shopping vs. Going Spending

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 178-June 27 “To pretend to satisfy one’s desire by possession is like using straw to put out a fire.”—Chinese Proverb A major “Money Malady” is “spending bulimia,” which is a habit pattern of buying things out of impulse, without regard to chosen spending priorities. For some, the buying habit is a quick fix to emotionally lift their spirits—it’s fun to buy a new outfit, a new golf club, or a new car and then have the satisfaction of the complimentary “oohs” and “ahhs” from other people. Some buy presents for others as a way of buying love, the emotional high is seeing someone else excited over a new … [Read more...]