Mind Is the Builder

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 279-October 6 “The universe is full of magical things patiently waiting for our wits to grow sharper.”—Eden Phillpots People who become very successful have a single-minded devotion to purpose. They focus on the positive goal they desire, not the problems to be overcome. The roadblocks just mean there’s a road on the other side. They focus on the road, not on the block. And they are very optimistic about the outcome. As Chesty Puller, an American Marine Officer, when surrounded by eight enemy divisions during World War II, said, “All right, they’re on our left, they’re on our right, they’re in front of … [Read more...]

Get Some Help

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 273-September 30 “Don’t be irreplaceable; if you can’t be replaced, you can’t be promoted.”—Unknown Aren’t you tired of being self-sufficient? Enough I say. Get some help. It consistently amazes me how people wear themselves out re-inventing the wheel. Over and over again. Like nobody ever had this problem before and you have to figure it out all by your lonesome. Who told you that? I admit it took me just about forever to figure this out. Now, every time I need to know something that I don’t know, I just find out who does know and go ask them. When I wanted to learn to ski—I signed up for ski … [Read more...]

Competition

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 267-September 24 “I love the winning, I can take the losing, but most of all, I love to play.”—Boris Becker Human beings seem to have an innate competitive nature. We love our games, scorecards, and winning. The world of football, baseball, soccer, tennis, golf—indeed, all sports—are predicated on the supposition that all people are not created equal, and we love to see the differences at play. Competition spurs us on to be the best we can be—complacency is not an option if you expect to be outstanding in your field. Or even in the field. A while ago, after receiving my second moving violation in the … [Read more...]

Ten More Stupid Things People Do to Mess up Their Money

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 264-September 21 “Courage is being scared to death but saddling up anyway.”—John Wayne After I was set to appear on the Dr. Laura Show, they decided to add another segment—they wanted me to do a “man-on-the-street” type interview à la Jay Leno. I had to think up some questions to ask people about money that they might have funny responses to. My research team of poker players came up with: “Whose picture is on the $10 bill?” (Alexander Hamilton); “What does ‘FICA’ stand for?” (Federal Insurance Constitution Act—this is your contribution to Social Security); “What does the ‘k’ in ‘401k’ stand for?” … [Read more...]

Major Money Malady—Buying on Time

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 261-September 18 “The quickest way to double your money is to fold it in half and put it back in your pocket.”—Unknown We don’t pay for anything up front any more. When we want something, we get it. If we don’t have the money, we charge it. We buy everything on time. The longer the time, the more money we pay for the item. But the payments are so small, we forget. Rennie Gabriel, in his book Wealth on Any Income, gives an illuminating example of the total amount we end up paying for products purchased on credit. He states that a dining set on sale at a department store for $648 (including tax) costs … [Read more...]