Budgeting Spree Money

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 217-August 5 Budgeting Spree Money “Beware of little expenses; a small leak will sink a great ship.”—Benjamin Franklin Many people struggle with budgeting. They know how much they spend on rent or mortgage, how much the car payment is, and the amounts of other fixed expenses. But there are so many other monthly expenses that are variable! How much do you spend on food? Dining out? Parking meters? Books? Movies? Magazines? Coffees? Munchies? What’s the grand total of all the ATM cash and where does it go? If you can relate to this problem, I suggest you start counting your money. I mean count all of … [Read more...]

The Big Fix

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 216-August 4 “Hope is the feeling you have that the feeling you have isn’t permanent.”—Jean Kerr Many people hunger for “The Big Fix.” This is the magical appearance of a large sum of money which will pay off all the past due bills, credit card debts, school loans, mortgages, etc., buy the new house, car, vacation home, and Rolex and still have enough left over to completely fund the retirement plan. It’s winning the lottery, closing the biggest client, inventing the newest electronic gizmo, writing the best-selling novel, getting the starring role in the hit movie, producing the mega-hit record, … [Read more...]

Bill Paying Time

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 215-August 3 “Maybe they call it take-home pay because there is no other place you can afford to go with it.”—Franklin P. Jones Whenever you are in a period of financial stress, when there is too much month left at the end of the money, thoughts of lack and limitation can be overwhelming. Doing positive affirmations won’t do much good if you do them for ten minutes a day but then think anxious and worried thoughts about money for the other twenty-three hours and fifty minutes. What I suggest is that you make an appointment with yourself once per week for bill paying time. (If you’re married, you can … [Read more...]

Enough Money

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 214-August 2 “It is a gorgeous gold pocket watch. I’m proud of it. My grandfather, on his deathbed, sold me this watch.”—Woody Allen Every individual has some interior sense of what is “enough” money. When you don’t have enough money, you can only think about two things: Yourself, and getting money. It is not until you have “enough” that you can think about others and giving money. The diagram looks like this: Others / Giving Enough $_____________________________________________________ Self / Getting Have you ever met a salesperson operating below the line? They aren’t interested in selling … [Read more...]

Do Your Research, Get Your Raise

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 213-August 1 “Darling, only cows are contented.”—Stella Adler Sally’s eyes were snapping and her face burned with resentment. “I’ve been working for these people for five years and have done wonders for them, but they are so stingy they are only giving me a 3 percent raise!” She was so hot she could barely sit in her chair. It was a beautiful spring day, and we were sitting outdoors at the local restaurant. I knew something was wrong the minute she arrived. Sally was the Executive Director of the Chamber of Commerce and was quite visible in the community. She did a wonderful job, and I had seen the … [Read more...]