Ten Stupid Things People Do to Mess up Their Money

263-September 20 “Money in the bank is like toothpaste in the tube. Easy to take out, hard to put back.”—Earl Wilson “Chellie, call this producer right now!” Felicia said. A producer named Lori was looking for a “money expert” for the Dr. Laura Show, and Felicia had told them about me. I thanked her profusely, called Lori, and faxed her my information. An hour later, Lori called me back and said yes, they wanted to have me on the show. Great! Then she said, “Think up something fun to do with Dr. Laura for six minutes. Call me back at six o’clock tonight.” It was noon, and I was leaving for Las Vegas at two o’clock with four friends for our annual Super Bowl weekend trip. This was a short-notice request, but at least I had more … [Read more...]

Appreciating vs. Depreciating Assets

Updated insider information by Chellie Campbell, author of “The Wealthy Spirit: Daily Affirmations for Financial Stress Reduction” 259-September 16 “Debt is a trap which a man sets and baits himself, and then deliberately gets into.”—Josh Billings This is the story of the new car I didn’t buy. At least, not right away…. I had weathered many financial storms, but the sun was shining now. My new business was booming. I was earning good money, saving regularly, and was on the road to becoming debt-free for the first time in my life. I did my positive affirmations daily and my “High Budget” was becoming a reality. Then I happened across a brand-new Lexus GS 300. A brilliant, sparkling, gold, sporty model, I could picture my cute … [Read more...]

There’s Always Hope on the Seventh Green

258-September 15 “Things don’t go wrong and break your heart so you can become bitter and give up. They happen to break you down and build you up so you can be all that you were intended to be.”—Charlie “Tremendous” Jones Tim Collins was studying hard for his Series Six license. To become a financial planner, he needed to pass a complicated test in order to receive his license to buy and sell securities. He had tried six times already, but had not passed. He knew the material perfectly, but a deep-seated fear of tests prevented him from achieving his goal. With each defeat, his determination to succeed grew stronger—but so did his fear of another disappointment. He began each test with high expectations that yes, this time he would … [Read more...]

Things Are Getting Worse—Eat Chocolate!

257-September 14 “Consider a duck. It encounters the air, water and soil. It benefits from each, is hindered by none, harms nothing. They are cute, too. Be a duck!”—Old Slovakian Saying My priorities in life were pretty well established by the time I was two. My parents told me that, at that age, I had taken a terrible fall down the stairs. They stared at me, frozen in fear that I had hurt myself horribly. But I stood right up, looked around and said, “Where’s my cookie?” It wasn’t until I found out the cookie was smashed and broken that I started crying. A popular card from years ago had an elephant on it and read, “Things are getting worse—please send chocolate!” I can relate. Most of the time, I am a happy, energetic, positive … [Read more...]

Art, Music, Dance, Poetry

253-September 10 “The poet speaks to all men of that other life that they have smothered and forgotten.”—Dame Edith Sitwell When financial cutbacks hit the school system, the arts are usually the first things to go. But they should be the last. We need art, music, poetry, dance. We need it in our lives every day, not only on special occasions when we dress up and go to the theater to watch spectacular artists performing spectacularly. Where poetry meets the mind and dance frees the body, we escape the bonds of earth and circumstance, and live beyond our time and space. The arts reach us on a soul-ular level, lifting us up from the humdrum of everyday chores to vivid realms of imagination and possibility. Creativity sparks, imagination … [Read more...]